Among the issues most commonly discussed are individuality, the rights of the individual, the limits of legitimate government, morality, history, economics, government policy, science, business, education, health care, energy, and man-made global warming evaluations. My posts are aimed at thinking, intelligent individuals, whose comments are very welcome.

"No matter how vast your knowledge or how modest, it is your own mind that has to acquire it." Ayn Rand

17 June 2010

You can keep your health care plan -- It's a lie

Documents from a project of the Labor Dept., Health and Human Services Dept., and the IRS to examine the effects of ObamaCare on existing employer-based health care plans claim that 51% of employers will have to give up their current health care plans by 2013.  That constant refrain that "If you like your present plan, I guarantee you can keep it." was the usual Obama tactic of saying anything to get more control over our lives and to diminish the private sector.  There is no pain in lying when lying is the path to socialism.

Current employer-based coverage will not be grandfathered and will be subject to ObamaCare if compared to 23 March 2010:
  • Any benefit related to treatment or diagnosis is lost or reduced.
  • Any increase in cost-sharing, such as co-insurance occurs.
  • Deductibles or out-of-pocket limits rise by more than medical inflation plus 15%.
  • An increase in co-payments greater than medical inflation plus 15% or medical inflation plus $5 occurs.
  • The employer's share of the premium decreases more than 5%.
  • Any new policy, certificate, or contract of insurance issued ends grandfather coverage.
Small employers with 3 to 99 employees are expected to be no longer able to offer their present plans in 66% of the companies.  Only 45% of large employers are likely to lose their present plans.  The study says that 69% of all companies will lose their plans in their worst-case scenario.  I am puzzled about why they were addressing companies with fewer than 50 employees, unless this means that while they will not be penalized with a tax, at least initially, they will also not be allowed to continue their present plans unless they meet the new ObamaCare mandate.

There is one exception to the above conditions.  The last bulleted item does not apply to collective bargaining contract provisions relating to health care insurance.  Such plans can change insurance companies.  Labor unions are once again an Obama favorite and unions members have special, unequal rights compared to the rest of us.  The General Welfare be damned, if you are among the anointed by the socialists now ruling us all.  It is all about Special Interest or Factions now and their taking advantage of most of the People.

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